Usability Views Article Details  home | timeline | recent | popular | e-reports | userati | books | about  If the world was run like eBay (10 Mar 2005) This week saw the latest twist on what's come to be known as the "eBay model" with the launch of Zopa - an online loans service that works in a similar way. Anyone with some spare cash can offer it up for a loan, through Zopa. Lenders set their own interest rates and can choose which borrowers to lend to, based on their credit rating. Article URL: http://news.bbc.co.uk/1/hi/magazine/4334391.stm Read 218 more articles from BBC News sorted by date, popularity, or title. Next Article: Interactive Narratives Revisited: Ten Years of Research     This site is a labour of love built by Chris McEvoy